Your Guide to Surviving a Hurricane

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Surviving a hurricane or tropical storm begins with your level of preparation. It is wise for you to take the time to sit down and communicate with your family regarding what you will do in the event that you are stuck in a storm or one hit suddenly and before you were able to evacuate the area. As an insurance agency, we have processed a lot of claims after hurricanes and there is a large difference between families who were prepared and those who were not.  Typically, the better prepared you are – the faster you will recover. 

Steps to Take to Prepare and Survive the Next Hurricane

#1 Buy supplies and keep them in the house.

You should begin to purchase all of the supplies that you will need and keep them in a secure, safe and dry area so they are available in case an emergency strikes. The last thing you want to do is have you and your family running to the store at the last-minute to stock up. This will put you in the middle of what is likely to be a chaotic situation and also increase the risk of your family being separated when the actual storm hits. By stocking up now, you won’t have to worry about this.

#2 Keep batteries on hand.

Buy plenty of batteries and make sure that they are the right size to operate all of your flashlights, radios, walkie talkies, medical devices, and anything else that you need to live for a week.

#3 Buy and store bottles of water.

It is critical that you stop stock up on drinking water. You should have at least a half-gallon of water for each person in your family per day and ideally you want to have enough water for a week. This will ensure that if the storm was severe and it takes longer for utilities to be restored, your family will not suffer.

#4 Keep canned food in the house.

Purchase plenty of canned goods and food to last your family for a week. Things like dry cereal can be kept for several years, as can crackers, beans, can fruits and vegetables, etc. Get creative and stock the things your family likes to eat in ways that are not perishable and be sure that nobody attacks your emergency supplies when they are hungry and looking for a snack.

#5 Buy a generator.

This is the best way to keep the lights on and the refrigerator running when the power has gone out in the neighborhood. If you buy a generator you also need to be sure to stock up extra cans of gasoline in order to operate it.  When using your generator make sure that you keep all the power and lights off other than what is absolutely necessary so that you have the essentials like a working refrigerator and stove.

#6 Make a go bag with copies of all of your important documents. This should include passports, birth certificates, social security card and driver’s licenses, birth certificates, etc. Many people found with Hurricane Katrina that they did not have their basic documents in order to prove their identity.  This made it more challenging to access basic services or do things like enroll their children in a new school. Copy and carry your documents so that this does not happen to you.

Prepare Yourself by Having Your Home Insurance Policy Reviewed

Call Florida Educators Insurance today and make sure that you have the proper coverage in place to protect your family from the next big storm.



My name is Gary Cucchi, I am the owner of Florida Educator Insurance, LLC (an agency of Horace Mann Insurance). As a previous coach and educator, I was impressed with Horace Mann Companies’ devotion to helping educators for over 60 years. I know first-hand that educators have busy lives, and that is why my staff and I are dedicated to helping our clients meet their insurance needs and plan for their financial future.


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