Florida Auto Insurance

Bodily Injury covers losses resulting from injuries you cause to others.

Property Damage covers repair costs or the value of the property you have damaged.

Who’s Covered?
You, along with family members who are living at your residence are covered if driving your car or another person’s car with their permission.

What’s Covered?
For those covered, losses can be paid for:
-Death
-Injury
-Medical Care
-Loss of Services & Property Damage (certain states)
-Certain Defense Costs, Bail Bond Costs, & Emergency First-Aid to others

Comprehensive Coverage
Covers damage to your car from non-collision events, including fire, theft, vandalism, falling debris (ie rocks), hail, or impact from an animal. Repair or replacement costs will be covered for your vehicle, up to its actual cash value, minus your deductible.

Collision Coverage
This protection covers auto damage to the insured vehicle that collides with another object. Repair or replacement costs will be covered for your vehicle, up to its actual cash value minus your deductible.

Importance of Coverage:
Uninsured and Underinsured Motor Vehicle Coverage protects you, your family, and passengers against losses caused by either an at-fault who has no liability coverage or insufficient liability coverage.

Who’s Covered:
You and any passengers in your car. You, along with resident relatives, are covered if occupying another person’s car.

What’s Covered:
Losses related to:
-Death
-Injury
-Medical Care
-Property Damage (in certain states)

Why You Need It & Who’s Covered:
This protection covers you and your passengers regardless of who is at fault. Additionally, you are covered if you are injured as a pedestrian.

You, along with resident relatives, are covered.

What’s Covered:
Those covered are paid for medical expenses including:
-Ambulance
-Medical, surgical & dental treatment (including x-rays)
-Hospital Care & Nursing
-Eyeglasses
-Funeral

Additional coverage may provide for loss of income and/or services.