Condominium communities are quite common in Florida, and they have their perks. One of the largest selling points is condo owners are not responsible for the exterior of the building structure or the building common areas. The structure is covered by the condominium association in their “Master Policy.” However, from the studs in, becomes the responsibility of the homeowner, and most condominium associations require the homeowner to have specific insurance coverage.

If you own a condominium, we encourage you to have your master's policy and current condo insurance policy reviewed to ensure that you have the appropriate amount of coverage. Many homeowners make the mistake of thinking that their master policy will cover all of their basic needs only to find out that when a disaster strikes, they don’t have the insurance they need to pay for the damages.

Call us today (813) 600-3268 so that our team can review your policy and provide guidance on the type of coverage that you need to protect your home, family, and most valuable possessions.