Boat, Wave Runners, & Jet Skis Insurance

With gorgeous weather year-long, spending time on the water is a beloved pastime. Eliminate the need to worry with boat insurance that will protect you, your family, friends, and even pets.

If you are currently uninsured, give us a call today: 813.600.3268, so we can secure you a policy that protects your off-hours adventures.

  • Covers your legal liability for an accident that involves injury to another person or damage to property up to the limits you select.

  • This type of coverage will pay for the damage to your boat, you are only responsible for the deductible.

    Collision coverage - protects you if you collide with another boat or object.
    Comprehensive coverage - protects you from things such as theft, fire or vandalism.

  • This coverage protects you in the event of a hit and run, when the person at fault for an accident does not have insurance, or if your injury expenses exceed the at-fault party’s liability limits. The coverage is intended to cover the gap up to the Underinsured Boater limits you select.

  • If you are involved in a boating accident, Medical Payments coverage pays the cost of medical care for the insured and anyone in the boat at the time of the accident, regardless of who is at fault. It also includes injuries involving water skiing or tubing.

  • Covers accidental oil or fuel spills resulting in bodily injury or property damage for which you are legally responsible because of an accident arising out of the ownership, maintenance or use of your insured boat.

  • Wreckage Removal pays for rational costs you incur for any attempted destruction, raising, and elimination of the wreckage of your insured boat or personal watercraft.

  • This coverage is available for boats and watercrafts. It covers your personal effects or losses of personal effects while on board of an insured boat or while being carried on/off an insured boat.

  • You pay nothing out of pocket when utilizing this service that is available 24/7. This coverage provides coverage to the nearest repair facility and covers necessary labor at the time and place of disablement when disablement is due to the following:

    *Flat Tire

    *Battery Failure

    *Electrical/Mechanical Breakdown

    *Lockout

    *Shortage of fuel, oil, or other fluids

    *Trapped in snow, mud, water, or sand within 100 feet of the roadway

  • Coverage pays towards towing and labor costs, depending on the amount of coverage chosen.

  • The coverage protects the loss or damage of fishing equipment. You are covered while on board or while being carried on/off an insured boat.

  • Your dog or cat will be covered with your Comprehensive and Collision coverage during a boating incident such as crash, theft, flood or fire.